Getting into a car accident is not only scary, it can be expensive too, especially if anyone is hurt or your car is damaged. When your car is damaged in an accident, or by a non-accident-related event (i.e. damage from a storm, a rock cracking your windshield) you may be able to get insurance coverage to help pay for the repairs. For example, if you need a windshield repair, but want to keep the cost down, a claim can help to cut some of the costs, keeping more money in your pocket.
To get this coverage you will need to file a car insurance claim. This can be a long and frustrating process, but not to worry! At Wizard Auto Glass, we have years of experience dealing with insurance claims. Keep reading for some information, tips, and a general rundown of a claim is filed. Need help with filing your claim? We’re more than happy to assist you! We’ll even talk to your insurance company for you. Call (877) 564-5331 to learn more.
When to File a Car Insurance Claim
You should always contact your insurance provider as soon as you can following an accident. You are eligible for filing an insurance claim on your vehicle if it has been damaged from a non-accident-related event, vandalized, or stolen. If you are not at fault for the accident you will most likely be covered by the at-fault driver’s insurance.
What Information is Needed?
When you go to call your insurance company you will need to make sure that you having the following information:
- Your name
- Your driver’s license and license plate numbers
- Your policy number
- The start and end dates of your policy
- The time and date of the accident
- The names, phone numbers, and addresses of any other drivers, passengers, and witnesses involved
- The driver’s license and license plate number for all drivers involved in the accident
You should also take notes and pictures of the scene following the incident. This can include pictures or notes documenting the damage to the vehicles, notes about what the weather was like at the time of the accident, what time of day the accident occurred, and any bodily harm that occurred during the accident.
How the Claim Process Works
The first thing you need to do is to contact your insurance provider and let your account representative know about the accident. You will then either meet with your representative in person or talk to them over the phone (in some cases both may be required) to discuss your situation and what coverage you are eligible for. Your representative will evaluate your claim, including inspecting your car and examining evidence of any property or injury claims. The representative will then determine a resolution to the case, and payments will be given if you are covered.
Need help with the insurance claim process? At Wizard Auto Glass in Oakville we have years of experience dealing with insurance claims. We’ll even talk to your insurance company for you! Call (877) 564-5331 to learn more.